I have insurance, a very common carrier (BC/BS). And I see I can sort by location and coverage.

But what should I be telling them when I call? How detailed should I be, as I don't want to be immediately dismissed and referred to the ER.

It gives costs on some of the websites, but they're estimates (ie: $70-$130 / hour, sliding scale), but how do I know how much it will actually cost me? It seems like one of the major problems (there are many) with US health care is that you never know going into something how much it will cost you, and next thing you know you're in over your head.

Once I find someone, it is probably going to be weeks before I ever actually have an appointment? What am I supposed to do until then?